Archive for October, 2009

An Internet Fraudulent Transaction Happens to Your Credit Card, What Should You Do?

Date Monday, 12 October 2009  Posted in Category Computer Resources  Tags ,   Comment 1 Comment »

internet-credit-card-fraud

When you received credit card statement and there’s an unathorised Internet transaction billed to your credit card…

Don’t panic when this happens to you. This is not your responsibility to bare the transaction billed amount*, follow the procedure below and you will get it adjusted:

  1. Identify the transaction billed- merchant name, transaction date, amount and statement.
  2. Confirmed the transaction billed was not made by anyone like family members, boy/girl friend or colleague that you authorised to use your credit card details.
  3. Call your credit card issuing bank and speak to the customer representative to report Internet fraudulent transaction on your credit card. Request them to fax / email / post you the “Disputed Transaction Form“.
  4. Consult the customer representative on whether there is a re-issue of a new credit card is required. (charges may apply to some bank)
  5. Fill out the form then fax / post it back to them. Call your credit card issuing bank again to ensure they have received your form.
  6. The administration and investigation process will usually take about a month to complete, the transaction billed amount shall be credited into your account and stated in your next month statement.*
  7. No finance charge and/or investigation charge shall be levied.*

* In the event that the investigation reveals that you- the credit card holder is not liable for any of the disputed transactions.

Do you know?

When merchants (online store) accept credit cards over the Internet, the transaction is considered a “Card-Not-Present” transaction by the issuing bank (your credit card bank), because the merchant doesn’t see the physical card or signature.

In “Card-Present” transactions, the issuing bank usually covers the cost of the transaction, sometimes after charging the credit card holder a minimum fee (such as RM20). With “Card-Not-Present” transactions, the merchant is wholly responsible for the fraudulent transaction, even if the merchant has proof of signature during the delivery.

So, credit card fraud is a significant challenge for Internet merchants. Fraud can end up being very costly especially to merchants that are selling tangible products and can even result in loss of a merchant account.

internet-fraud-made-by-family

How to Choose Good Books by Using Amazon.com Info?

Date Thursday, 8 October 2009  Posted in Category Computer Resources  Tags ,   Comment No Comments »

Which book should I buy?

I like reading books and am a book collector, especially books that are relevant to my profession. I used to spent a lot of time in MPH, Borders, Popular and Kinokuniya book stores looking for good books but always caught in the situation where I don’t know which book is best and worth to buy- “this book is useful but that book is more practical, and the 3rd book is from a well known publisher and author.”

Amazon’s information are useful, even though we do not purchase from them.

Until 7 years ago, I started to use a method in finding the best selling and good review (provided by customers) books. Honestly so far I’ve never felt regret after buying the books I found, this method saved me a lot of precious time, where I don’t need to stand at the book store for half-a-day reading through all the interested books’ cover, back page, content page and comparison. This is how:

  1. Understand what topic of books you are looking for. (for example “Online Marketing”)
  2. Logon Amazon and search “Online Marketing” in books department.
  3. Sort books by “Bestselling” or “Average Customer Review” and read through customers review/comment for the book(s) that you are interested.
  4. Books that given 4.5 to 5 stars is consider a good book, the more review the book gets, the more you should purchase the book. (I usually only buy books that are rated above 4 stars and also books  reviewed by more than hundreds customer.)
  5. When you are happy and have decided on the book(s) you want buy, write down the ISBN-13, Book Title, Publisher and Author information.
  6. Contact the book store you prefer – MPH / Borders / Popular / Kinokuniya (for me it’s MPH) and provide them the book(s) information for order placement. Or you can made online payment through the website if you want (I usually made online payment for bulk order and the books will be sent to my house within a few days)
  7. Let’s go collect and pay for the book(s) when it is ready.

Malasyia Book Stores Website:

MPH Contact: http://www.mphonline.com/
Borders: http://www.berjaya.com/berjayabooks.htm
Popular: http://www.popular.com.my/
Kinokuniya: http://www.kinokuniya.co.jp/english/contents/network04.html / www.kinokuniya.com.sg (find Malaysia branches)

If you have any suggestion, share your tips and ideas. Let’s us, book lovers benefit from it. 😉

I just bought a whole stack of books last month. Btw, I eat cheap bread everyday this month...

I just bought a whole stack of books last month. Btw, I will eat bread everyday this month...

Godaddy Promotional Codes / Coupons

Date Thursday, 1 October 2009  Posted in Category Domain Name & Web Hosting  Tags , , ,   Comment No Comments »

Information that may help you to save some money while dealing with Godaddy.

Step 1. Before proceed to Godaddy.com payment you will come to a page where you can review your shopping cart items.

Step 1 - Review Your Shopping Cart page

Step 1 – Review Your Shopping Cart page

Step 2. On the “Enter your promo or source code±:” field, simply enter the appropriate promotional code and click on the Apply Code button.

Step 2 - Enter the Promotional Code

Step 2 – Enter the appropriate promotional code and click on the Apply Code button

Godaddy Promotional Codes / Coupons - Step 2

Step 3. If promotional code is (still) valid, your item’s price will be discounted. Otherwise error message “The promotional code you entered is invalid.” will be prompted.

Step 3 - Price drop instantly after promtional code applied

Step 3 – Price drop instantly after promtional code applied

So, let’s get cheaper deal with Godaddy by using the promotional codes below:

ZINE7: 30% off .com domains and renewals (discounted price is $7.49)

ZINE5: 10% off any purchase (no minimum amount)

ZINE6: $5 off any $30 and above purchase.

Some of other codes that I have used a few times and still valid:

cjc749dom

fan3

gdr0837x

cjcdeal93

cjc20host

cjcdeal96

gd50bbpd5 : $2.00 (25%) off / $7.99 any .COM domain renewals.*** This promo code is still valid as of 27 September 2010 ***

gdbb776 : $2.00 (25%) off / $7.99 any .COM domain renewals. *** This promo code is still valid as of 27 September 2010 ***

BTPS412 : $2.50 (30%) off / $7.49 any .COM domain renewals. *** This promo code is still valid as of 18 December 2010 ***

cjc795dom: $4.04 (33.78%) off / $7.95 any .COM domain renewals. *** This promo code is still valid as of 8 April 2011 ***

IAPt3: $3.00 (10%) off / $26.99 any .CO domain renewals. *** This promo code is still valid as of 8 April 2011 ***

gdz357a: $8.00 (40%) off / $11.99 any .ASIA domain renewals. *** This promo code is still valid as of 8 April 2011 ***

gdbbe994: 30% off any order inclusive of Domains & Hosting renewals. *** This promo code is still valid as of 13 October 2012 ***

Updated as of 14 Nov 2013:

.COM Domain Renewal Price: $14.99/yr

gd50bbpd5 = $8.49/yr (Save $6.50 by 43.37% off)
gdbb776 = $8.49/yr (Save $6.50 by 43.37% off)
gdbba547 = $12.17/yr (Total savings $2.82)

Deluxe Shared Hosting Linux Renewal Package $8.99 x 12 months = $107.88

gdbbe994 = $75.52 (save 32.36 by 30% off $107.88)
gdbbha1026 = $75.52 (save 32.36 by 30% off $107.88)
gdbb1901 =  $80.91 (save $26.97/25% from any purchase over $75)

Updated as of 16 March 2014:

BBX50D5 = $9.99/yr (save $5.00 by 30% off) for existing domain renewals

Updated as of 5 May 2014:

GO20OFF= 20% off for existing domain renewals

Updated as of 6 June 2014:

ACOSKS65 = Total savings $10.00 (Get $10.00 off in your next order)

Updated as of 15 June 2014:

“cjcrmn199” or “199SCOTT” = Only $1.99 for a new .COM domain registration

 

Note:

You may visit http://godaddylivepromocodes.blogspot.com/ for more Godaddy promo codes.

Promotional code has its expiry. You can Google “Godaddy Promotional Codes / Coupons” for the most current list if all above have been expired.

You can share them with friends and share the savings. 🙂